The important stuff you need to know before using our platform. We've tried to keep it simple and honest.
Welcome to OptionAI. This page covers the important legal stuff you need to know before using our platform at https://www.optionai.com. We've tried to keep this as straightforward as possible, but please take the time to read through everything.
Everything you see on our platform is meant to help you learn and make informed decisions. We're not your financial advisor, lawyer, or tax consultant - just a tool to help you navigate the crypto options world.
Let's be clear: crypto trading can be risky, and options trading even more so. You could lose money - sometimes all of it. Only trade with money you can afford to lose, and make sure you understand what you're getting into before you start.
Our AI is pretty smart, but it's not perfect. Here's what you should know about how it works and where it might fall short:
Our AI learns from past market data, but what happened before doesn't always predict what's coming next. Markets can surprise everyone, including our algorithms.
Like any software, our AI depends on good data, stable internet, and working servers. When things go wrong technically, the AI might not work as expected.
Crypto markets can go crazy in ways that even our AI hasn't seen before. Sometimes the market does something completely unexpected that breaks all the patterns.
Our AI gives suggestions, but you make the final call. Don't just blindly follow what it says - use your own judgment and maybe get advice from real humans too.
Our AI can be wrong. It might miss important things or give bad advice. It's a tool to help you think, not a crystal ball. Always do your own research and never risk more than you can afford to lose.
Let's talk about the risks. Crypto options trading isn't for the faint of heart, and there's a lot that can go sideways:
Crypto prices can swing wildly in minutes. Your options could become worthless overnight, and you'd lose everything you put in. It happens more often than you'd think.
Sometimes there just aren't enough buyers or sellers when you need them. You might not be able to get out of a position when you want to, especially during crazy market times.
Blockchains can get congested, smart contracts can have bugs, and our platform might go down. When technology fails, your trades might not work as expected.
Options use leverage, which means small price moves can have big effects on your money. A 10% move in the wrong direction could wipe out your entire position.
Governments are still figuring out how to handle crypto. New laws could make trading illegal or more expensive, or even shut down certain markets entirely.
If the people on the other side of your trades can't pay up, you might not get your money. This is especially true in decentralized trading where there's no central authority.
We try to stay on the right side of the law wherever we operate. Here's how we handle the regulatory stuff:
We've got the proper licenses and registrations in the places where we offer our services. We follow local crypto and trading rules, report to regulators regularly, and try to meet international standards where they apply.
We verify your identity (KYC), watch for suspicious activity (AML), and make sure we're not accidentally helping with anything illegal. We also protect your data and try to be fair in how we operate.
We can't offer our services everywhere due to local laws. We check where you're from and might restrict access based on your location. We also work with regulators when they need information or have questions.
We've built some cool technology here, and we need to protect it. Here's what belongs to us and what you can do with it:
The AI that powers our platform is our secret sauce. You can use it to trade, but you can't copy it, reverse engineer it, or try to figure out how it works. It's protected by patents and trade secrets.
What you can do: Use it for your personal trading
What you can't do: Try to copy or steal our algorithms
All the software, design, and code that makes our platform work belongs to us. You get a license to use it, but you can't redistribute it or use it for commercial purposes.
What you can do: Use the platform for your own trading
What you can't do: Resell it or use it to build your own platform
The market data and trading information on our platform is ours. You can use it to make trading decisions, but you can't download it all and sell it to others.
What you can do: Use the data for your trading decisions
What you can't do: Download and resell our data
Our name, logo, and brand assets are trademarked. You can't use them without our permission. If you want to use our logo for something, just ask us first.
What you can do: Nothing without our permission
What you can't do: Use our logo or name for your own purposes
We also use some third-party software and data that belongs to other companies. You need to respect their rights too when using our platform. Don't try to extract or copy their stuff either.
We're not perfect, and sometimes things go wrong. Here's what we're responsible for and what we're not:
Sometimes things happen that are completely out of our control. When they do, we can't be held responsible for any problems they cause:
Earthquakes, floods, hurricanes, pandemics, or any other natural disasters that mess up our ability to operate normally.
Wars, terrorist attacks, government crackdowns, strikes, cyber attacks, or any other human-caused chaos that affects our operations.
Internet outages, blockchain congestion, power failures, or any other technical disasters that break our systems.
When crazy stuff happens, we'll do our best to get back up and running as fast as possible. We'll keep you updated on what's going on and when we expect to be back to normal.
If we ever end up in a legal dispute, here's how it's going to work:
These terms are governed by applicable law in our jurisdiction. The specific legal framework applies to everything.
We operate under a legal framework that provides comprehensive protection for financial services and technology companies.
If we have to go to court, it'll be in our local jurisdiction. The courts there understand crypto and tech stuff pretty well.
Local courts are known for being fair and understanding complex financial technology cases.
Before we go to court, we'll try to work things out through mediation or arbitration. It's usually faster and cheaper for everyone.
Mediation can save you a lot of time and money compared to a full court battle.
If you want to sue us, you need to do it within the time limits set by law. Don't wait years and then try to file a claim.
Different types of claims have different time limits, so don't sit on your rights too long.
Even though our governing law applies, you might have extra rights under your local consumer protection laws that we can't take away.
Some countries have strong consumer protection laws that give you rights beyond what's in our terms.
If you need to serve us legal papers, make sure you do it the right way. We won't accept papers that aren't properly served.
There are specific rules about how to serve legal documents, and we need to follow them.
This page isn't legal advice - it's just our terms. If you have a real legal problem, talk to a real lawyer who knows your situation and local laws.
If you have legal questions or need to send us official documents, please contact us through our support channels.
This page was last updated on September 6, 2025
We might update this from time to time as laws change or we add new features.
If you have questions about any of this legal stuff, our team is here to help clarify things and answer your questions.